.qredit-guide-hero-section[data-astro-cid-a5pc6xfw]{padding:var(--qredit-space-48) var(--qredit-page-padding-x)}.qredit-guide-hero-mark[data-astro-cid-a5pc6xfw]{position:absolute;top:var(--qredit-space-32);right:var(--qredit-space-32);z-index:4;pointer-events:none}@media(max-width:640px){.qredit-guide-hero-mark[data-astro-cid-a5pc6xfw]{top:var(--qredit-space-24);right:var(--qredit-space-24);width:34px;height:39px}}.qredit-guide-hero[data-astro-cid-a5pc6xfw]{position:relative;display:grid;grid-template-columns:minmax(0,.95fr) minmax(360px,.7fr);align-items:center;gap:var(--qredit-space-40);min-height:500px;padding:var(--qredit-space-64) var(--qredit-space-56);border-radius:var(--qredit-radius-2xl);background:radial-gradient(ellipse at 78% 50%,rgba(150,28,38,.18),transparent 30%),linear-gradient(135deg,#082f27,#062c25);color:var(--qredit-color-paper);box-shadow:0 32px 80px #0a2b2538;overflow:hidden}.qredit-guide-hero-overlay[data-astro-cid-a5pc6xfw]{position:absolute;inset:0;z-index:1;pointer-events:none;background:linear-gradient(90deg,#082f27f5,#082f27e0 38%,#082f2729 70%,#082f279e)}.qredit-guide-hero-content[data-astro-cid-a5pc6xfw]{position:relative;z-index:3;max-width:740px}.qredit-guide-hero-title[data-astro-cid-a5pc6xfw]{margin:0;font-family:var(--qredit-font-body);font-size:clamp(36px,7vw,72px);font-weight:var(--qredit-weight-bold);letter-spacing:-2.6px;line-height:1.05}.qredit-guide-hero-lead[data-astro-cid-a5pc6xfw]{margin:var(--qredit-space-32) 0 0;max-width:620px;font-family:var(--qredit-font-body);font-size:18px;line-height:1.65;opacity:.82;text-wrap:pretty}.qredit-guide-hero-flag[data-astro-cid-a5pc6xfw]{position:absolute;top:var(--qredit-space-24);right:-24px;bottom:var(--qredit-space-24);width:58%;z-index:0;overflow:hidden;-webkit-mask-image:radial-gradient(ellipse at 52% 50%,#000 0%,#000 48%,rgba(0,0,0,.72) 62%,transparent 82%);mask-image:radial-gradient(ellipse at 52% 50%,#000 0%,#000 48%,rgba(0,0,0,.72) 62%,transparent 82%)}.qredit-guide-hero-flag-img[data-astro-cid-a5pc6xfw]{width:100%;height:100%;object-fit:cover;object-position:46% center;filter:saturate(.9) contrast(1.02);transform:scale(1.12)}.qredit-guide-hero-flag-tint[data-astro-cid-a5pc6xfw],.qredit-guide-hero-flag-vignette[data-astro-cid-a5pc6xfw]{position:absolute;inset:0;pointer-events:none}.qredit-guide-hero-flag-tint[data-astro-cid-a5pc6xfw]{background:linear-gradient(90deg,rgba(8,47,39,.34),transparent 30%,rgba(8,47,39,.22)),linear-gradient(180deg,rgba(8,47,39,.36),transparent 24%,transparent 70%,rgba(8,47,39,.44))}.qredit-guide-hero-flag-vignette[data-astro-cid-a5pc6xfw]{box-shadow:inset 90px 0 110px #082f2785,inset -90px 0 120px #082f278a,inset 0 70px 110px #082f2780,inset 0 -76px 120px #082f278f}.qredit-guide-layout-section[data-astro-cid-a5pc6xfw]{padding:0 var(--qredit-page-padding-x) var(--qredit-space-80)}.qredit-guide-layout[data-astro-cid-a5pc6xfw]{display:grid;grid-template-columns:260px 1fr;gap:var(--qredit-space-48);align-items:start}.qredit-guide-toc[data-astro-cid-a5pc6xfw]{position:sticky;top:96px;display:flex;flex-direction:column;gap:var(--qredit-space-4);max-height:calc(100vh - 120px);overflow:auto;overscroll-behavior:contain}.qredit-guide-toc[data-astro-cid-a5pc6xfw]::-webkit-scrollbar{display:none}.qredit-guide-toc-label[data-astro-cid-a5pc6xfw]{margin:0 0 var(--qredit-space-16);font-family:var(--qredit-font-body);font-size:var(--qredit-text-eyebrow);font-weight:var(--qredit-weight-bold);letter-spacing:2px;text-transform:uppercase;color:var(--qredit-color-ink);opacity:.5}.qredit-guide-toc-link[data-astro-cid-a5pc6xfw]{display:flex;align-items:center;gap:var(--qredit-space-12);padding:var(--qredit-space-12) var(--qredit-space-16);border-radius:var(--qredit-radius-sm);font-family:var(--qredit-font-body);font-size:var(--qredit-text-sm);font-weight:var(--qredit-weight-medium);color:var(--qredit-color-ink);opacity:.6;text-decoration:none;background:transparent;box-shadow:inset 3px 0 0 transparent;transition:background var(--qredit-motion-fast) var(--qredit-ease-out),opacity var(--qredit-motion-fast) var(--qredit-ease-out),box-shadow var(--qredit-motion-fast) var(--qredit-ease-out),font-weight var(--qredit-motion-fast) var(--qredit-ease-out)}.qredit-guide-toc-link[data-astro-cid-a5pc6xfw]:hover{background:#0a2b250a;opacity:.85}.qredit-guide-toc-link[data-astro-cid-a5pc6xfw][data-active=true]{background:#c1af9540;opacity:1;font-weight:var(--qredit-weight-semibold);box-shadow:inset 3px 0 0 var(--qredit-color-tan)}.qredit-guide-toc-n[data-astro-cid-a5pc6xfw]{width:20px;flex-shrink:0;font-size:var(--qredit-text-eyebrow);opacity:.6;font-variant-numeric:tabular-nums}.qredit-guide-articles[data-astro-cid-a5pc6xfw]{display:flex;flex-direction:column;gap:var(--qredit-space-16)}.qredit-guide-article[data-astro-cid-a5pc6xfw]{padding:var(--qredit-space-48);border-radius:var(--qredit-radius-xl);scroll-margin-top:96px}.qredit-guide-article[data-astro-cid-a5pc6xfw][data-alt=panel]{background:var(--qredit-color-paper)}.qredit-guide-article[data-astro-cid-a5pc6xfw][data-alt=cream]{background:var(--qredit-color-cream)}.qredit-guide-article-header[data-astro-cid-a5pc6xfw]{display:flex;align-items:baseline;gap:var(--qredit-space-16);margin-bottom:var(--qredit-space-8)}.qredit-guide-article-n[data-astro-cid-a5pc6xfw]{font-family:var(--qredit-font-body);font-size:var(--qredit-text-xs);font-weight:var(--qredit-weight-bold);letter-spacing:2px;color:var(--qredit-color-ink);opacity:.4;font-variant-numeric:tabular-nums}.qredit-guide-article-rule[data-astro-cid-a5pc6xfw]{flex:1;height:1px;background:#0a2b2514}.qredit-guide-article-title[data-astro-cid-a5pc6xfw]{margin:var(--qredit-space-8) 0 var(--qredit-space-12);font-family:var(--qredit-font-body);font-size:var(--qredit-text-h2);font-weight:var(--qredit-weight-bold);color:var(--qredit-color-ink);letter-spacing:-1.2px;line-height:1.05}.qredit-guide-article-subtitle[data-astro-cid-a5pc6xfw]{margin:0 0 var(--qredit-space-24);font-family:var(--qredit-font-body);font-size:var(--qredit-text-md);font-weight:var(--qredit-weight-medium);color:var(--qredit-color-ink);opacity:.65}.qredit-guide-article-body[data-astro-cid-a5pc6xfw]{margin:0;font-family:var(--qredit-font-body);font-size:16px;line-height:1.7;color:var(--qredit-color-ink);opacity:.85;text-wrap:pretty}.qredit-guide-cta[data-astro-cid-a5pc6xfw]{margin-top:var(--qredit-space-32);padding:var(--qredit-space-48);border-radius:var(--qredit-radius-2xl);background:var(--qredit-color-ink);color:var(--qredit-color-paper);display:grid;grid-template-columns:.9fr 1.1fr;gap:var(--qredit-space-48);align-items:center}.qredit-guide-cta-copy[data-astro-cid-a5pc6xfw]{width:100%;max-width:380px;justify-self:center}.qredit-guide-cta-title[data-astro-cid-a5pc6xfw]{margin:0 0 var(--qredit-space-12);font-family:var(--qredit-font-body);font-size:32px;font-weight:var(--qredit-weight-bold);letter-spacing:-1px;line-height:1.1}.qredit-guide-cta-body[data-astro-cid-a5pc6xfw]{margin:0;font-family:var(--qredit-font-body);font-size:var(--qredit-text-md);line-height:1.6;opacity:.8}.qredit-guide-form[data-astro-cid-a5pc6xfw]{--guide-in-bg: rgba(244, 242, 236, .18);--guide-in-bg-hover: rgba(244, 242, 236, .22);--guide-in-bg-focus: rgba(244, 242, 236, .24);--guide-in-border: rgba(244, 242, 236, .28);--guide-in-placeholder: rgba(244, 242, 236, .55);display:flex;flex-direction:column;gap:var(--qredit-space-12)}.qredit-guide-form-row[data-astro-cid-a5pc6xfw]{display:grid;gap:var(--qredit-space-12)}.qredit-guide-form-row-two[data-astro-cid-a5pc6xfw]{grid-template-columns:1fr 1fr}.qredit-guide-form-row-phone[data-astro-cid-a5pc6xfw]{grid-template-columns:116px 1fr;gap:var(--qredit-space-8)}.qredit-guide-field[data-astro-cid-a5pc6xfw]{display:flex;flex-direction:column;gap:0;min-width:0}.qredit-guide-field-label[data-astro-cid-a5pc6xfw]{position:absolute;width:1px;height:1px;margin:-1px;padding:0;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap;border:0}.qredit-guide-input[data-astro-cid-a5pc6xfw],.qredit-guide-select[data-astro-cid-a5pc6xfw]{width:100%;box-sizing:border-box;padding:var(--qredit-space-12) var(--qredit-space-16);border-radius:var(--qredit-radius-card);border:1px solid var(--guide-in-border);background:var(--guide-in-bg);color:var(--qredit-color-paper);font-family:var(--qredit-font-body);font-size:var(--qredit-text-base);min-height:48px;outline:none;transition:border-color var(--qredit-motion-fast) var(--qredit-ease-out),background var(--qredit-motion-fast) var(--qredit-ease-out)}.qredit-guide-input[data-astro-cid-a5pc6xfw]:hover,.qredit-guide-select[data-astro-cid-a5pc6xfw]:hover{background:var(--guide-in-bg-hover)}.qredit-guide-input[data-astro-cid-a5pc6xfw]::placeholder{color:var(--guide-in-placeholder);opacity:1}.qredit-guide-input[data-astro-cid-a5pc6xfw]:focus,.qredit-guide-select[data-astro-cid-a5pc6xfw]:focus{border-color:var(--qredit-color-blue);background:var(--guide-in-bg-focus)}.qredit-guide-select[data-astro-cid-a5pc6xfw]{appearance:none;-webkit-appearance:none;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath fill='none' stroke='%23F4F2EC' stroke-width='1.6' d='M1 1.5 L6 6.5 L11 1.5'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 16px center;padding-right:40px;cursor:pointer}.qredit-guide-select[data-astro-cid-a5pc6xfw] option[data-astro-cid-a5pc6xfw]{color:var(--qredit-color-ink);background:var(--qredit-color-paper)}.qredit-guide-dial-wrapper[data-astro-cid-a5pc6xfw]{position:relative;min-width:0}.qredit-guide-dial-trigger[data-astro-cid-a5pc6xfw]{width:100%;min-height:48px;display:flex;align-items:center;gap:var(--qredit-space-8);padding:var(--qredit-space-12);border-radius:var(--qredit-radius-card);background:var(--guide-in-bg);color:var(--qredit-color-paper);font-family:var(--qredit-font-body);font-size:var(--qredit-text-base);border:1px solid var(--guide-in-border);outline:none;cursor:pointer;text-align:left;transition:border-color var(--qredit-motion-fast) var(--qredit-ease-out),background var(--qredit-motion-fast) var(--qredit-ease-out)}.qredit-guide-dial-trigger[data-astro-cid-a5pc6xfw]:hover{background:var(--guide-in-bg-hover)}.qredit-guide-dial-trigger[data-astro-cid-a5pc6xfw][aria-expanded=true]{border-color:var(--qredit-color-blue);background:var(--guide-in-bg-focus)}.qredit-guide-dial-flag[data-astro-cid-a5pc6xfw]{flex-shrink:0;width:22px;height:22px;border-radius:6px;object-fit:contain;display:block}.qredit-guide-dial-code[data-astro-cid-a5pc6xfw]{font-variant-numeric:tabular-nums}.qredit-guide-dial-chevron[data-astro-cid-a5pc6xfw]{margin-left:auto;font-size:9px;opacity:.62;transition:transform var(--qredit-motion-fast) var(--qredit-ease-out)}.qredit-guide-dial-trigger[data-astro-cid-a5pc6xfw][aria-expanded=true] .qredit-guide-dial-chevron[data-astro-cid-a5pc6xfw]{transform:rotate(180deg)}.qredit-guide-dial-popover[data-astro-cid-a5pc6xfw]{position:absolute;top:calc(100% + 4px);left:0;z-index:100;min-width:300px;max-width:min(340px,calc(100vw - 32px));max-height:320px;display:flex;flex-direction:column;background:var(--qredit-color-ink);border:1px solid rgba(244,242,236,.16);border-radius:var(--qredit-radius-card);box-shadow:0 16px 40px #00000073;overflow:hidden}.qredit-guide-dial-popover[data-astro-cid-a5pc6xfw][hidden]{display:none}.qredit-guide-dial-search-row[data-astro-cid-a5pc6xfw]{padding:var(--qredit-space-8);border-bottom:1px solid rgba(244,242,236,.08)}.qredit-guide-dial-search[data-astro-cid-a5pc6xfw]{width:100%;box-sizing:border-box;padding:var(--qredit-space-8) var(--qredit-space-12);border-radius:var(--qredit-radius-sm);background:#f4f2ec1a;color:var(--qredit-color-paper);font-family:var(--qredit-font-body);font-size:var(--qredit-text-sm);border:1px solid rgba(244,242,236,.18);outline:none;transition:border-color var(--qredit-motion-fast) var(--qredit-ease-out),background var(--qredit-motion-fast) var(--qredit-ease-out)}.qredit-guide-dial-search[data-astro-cid-a5pc6xfw]::placeholder{color:#f4f2ec8c}.qredit-guide-dial-search[data-astro-cid-a5pc6xfw]:focus{border-color:var(--qredit-color-blue);background:#f4f2ec24}.qredit-guide-dial-list[data-astro-cid-a5pc6xfw]{list-style:none;margin:0;padding:var(--qredit-space-4);overflow-y:auto;flex:1}.qredit-guide-dial-list[data-astro-cid-a5pc6xfw] li[data-astro-cid-a5pc6xfw]{list-style:none}.qredit-guide-dial-list[data-astro-cid-a5pc6xfw] li[data-astro-cid-a5pc6xfw][hidden]{display:none}.qredit-guide-dial-divider[data-astro-cid-a5pc6xfw]{height:1px;margin:var(--qredit-space-4) var(--qredit-space-8);background:#f4f2ec14;pointer-events:none}.qredit-guide-dial-option[data-astro-cid-a5pc6xfw]{width:100%;display:flex;align-items:center;gap:var(--qredit-space-12);padding:var(--qredit-space-12);background:transparent;color:var(--qredit-color-paper);border:none;border-radius:var(--qredit-radius-sm);font-family:var(--qredit-font-body);font-size:var(--qredit-text-sm);text-align:left;cursor:pointer;transition:background var(--qredit-motion-fast) var(--qredit-ease-out)}.qredit-guide-dial-option[data-astro-cid-a5pc6xfw]:hover{background:#f4f2ec0f}.qredit-guide-dial-list[data-astro-cid-a5pc6xfw] [data-astro-cid-a5pc6xfw][aria-selected=true]>.qredit-guide-dial-option[data-astro-cid-a5pc6xfw]{background:#f4f2ec1a}.qredit-guide-dial-option[data-astro-cid-a5pc6xfw] img[data-astro-cid-a5pc6xfw]{flex-shrink:0;width:22px;height:22px;border-radius:6px;object-fit:contain;display:block}.qredit-guide-dial-name[data-astro-cid-a5pc6xfw]{flex:1;min-width:0;overflow:hidden;text-overflow:ellipsis;white-space:nowrap}.qredit-guide-dial-suffix[data-astro-cid-a5pc6xfw]{opacity:.55;font-variant-numeric:tabular-nums}.qredit-guide-rgpd[data-astro-cid-a5pc6xfw]{display:flex;align-items:flex-start;gap:var(--qredit-space-8);margin-top:var(--qredit-space-4);font-family:var(--qredit-font-body);font-size:var(--qredit-text-xs);line-height:1.5;opacity:.78;cursor:pointer}.qredit-guide-checkbox[data-astro-cid-a5pc6xfw]{width:16px;height:16px;margin-top:2px;flex-shrink:0;accent-color:var(--qredit-color-tan);cursor:pointer}.qredit-guide-rgpd[data-astro-cid-a5pc6xfw] a[data-astro-cid-a5pc6xfw]{color:inherit;text-decoration:underline;text-decoration-color:#f4f2ec66;text-underline-offset:2px;transition:text-decoration-color .18s ease}.qredit-guide-rgpd[data-astro-cid-a5pc6xfw] a[data-astro-cid-a5pc6xfw]:hover{text-decoration-color:var(--qredit-color-tan)}.qredit-guide-submit[data-astro-cid-a5pc6xfw]{align-self:flex-end;margin-top:var(--qredit-space-8);padding:var(--qredit-space-16) var(--qredit-space-24);border:none;border-radius:var(--qredit-radius-pill);background:var(--qredit-color-tan);color:var(--qredit-color-ink);font-family:var(--qredit-font-body);font-size:var(--qredit-text-base);font-weight:var(--qredit-weight-bold);cursor:pointer;transition:opacity var(--qredit-motion-fast) var(--qredit-ease-out)}.qredit-guide-submit[data-astro-cid-a5pc6xfw]:hover{opacity:.92}.qredit-guide-success[data-astro-cid-a5pc6xfw]{padding:var(--qredit-space-32);border-radius:var(--qredit-radius-xl);border:1px solid rgba(244,242,236,.14);background:#f4f2ec0d}.qredit-guide-success-head[data-astro-cid-a5pc6xfw]{display:flex;align-items:center;gap:var(--qredit-space-12);margin-bottom:var(--qredit-space-12)}.qredit-guide-success-tick[data-astro-cid-a5pc6xfw]{display:inline-flex;align-items:center;justify-content:center;width:32px;height:32px;border-radius:var(--qredit-radius-pill);background:var(--qredit-color-tan);color:var(--qredit-color-ink);font-weight:var(--qredit-weight-bold)}.qredit-guide-success-title[data-astro-cid-a5pc6xfw]{margin:0;font-family:var(--qredit-font-body);font-size:18px;font-weight:var(--qredit-weight-bold);letter-spacing:-.4px}.qredit-guide-success-body[data-astro-cid-a5pc6xfw]{margin:0;font-family:var(--qredit-font-body);font-size:var(--qredit-text-base);line-height:1.6;opacity:.82}@media(max-width:1024px){.qredit-guide-hero[data-astro-cid-a5pc6xfw]{grid-template-columns:1fr;min-height:auto;padding:var(--qredit-space-48) var(--qredit-space-32)}.qredit-guide-hero-flag[data-astro-cid-a5pc6xfw]{display:none}.qredit-guide-hero-overlay[data-astro-cid-a5pc6xfw]{background:linear-gradient(180deg,#082f27f0,#082f27db)}.qredit-guide-hero-title[data-astro-cid-a5pc6xfw]{font-size:56px;letter-spacing:-1.8px}.qredit-guide-layout[data-astro-cid-a5pc6xfw]{grid-template-columns:1fr;gap:var(--qredit-space-32)}.qredit-guide-toc[data-astro-cid-a5pc6xfw]{position:static;max-height:none;flex-direction:row;flex-wrap:wrap;gap:var(--qredit-space-8);padding-bottom:var(--qredit-space-8);border-bottom:1px solid rgba(10,43,37,.08)}.qredit-guide-toc-label[data-astro-cid-a5pc6xfw]{width:100%;margin-bottom:var(--qredit-space-12)}.qredit-guide-toc-link[data-astro-cid-a5pc6xfw]{padding:var(--qredit-space-8) var(--qredit-space-12)}.qredit-guide-cta[data-astro-cid-a5pc6xfw]{grid-template-columns:1fr;gap:var(--qredit-space-32);padding:var(--qredit-space-32)}}@media(max-width:768px){.qredit-guide-toc[data-astro-cid-a5pc6xfw]{display:none}}@media(max-width:640px){.qredit-guide-hero-section[data-astro-cid-a5pc6xfw]{padding:var(--qredit-space-32) var(--qredit-page-padding-x) var(--qredit-space-32)}.qredit-guide-hero[data-astro-cid-a5pc6xfw]{padding:var(--qredit-space-32) var(--qredit-space-24)}.qredit-guide-hero-title[data-astro-cid-a5pc6xfw]{font-size:40px;letter-spacing:-1.2px}.qredit-guide-hero-lead[data-astro-cid-a5pc6xfw]{font-size:16px;margin-top:var(--qredit-space-20)}.qredit-guide-article[data-astro-cid-a5pc6xfw]{padding:var(--qredit-space-32) var(--qredit-space-24)}.qredit-guide-article-title[data-astro-cid-a5pc6xfw]{font-size:26px;letter-spacing:-.8px}.qredit-guide-form-row-two[data-astro-cid-a5pc6xfw],.qredit-guide-form-row-phone[data-astro-cid-a5pc6xfw]{grid-template-columns:1fr}.qredit-guide-dial-popover[data-astro-cid-a5pc6xfw]{min-width:100%;max-width:100%}.qredit-guide-cta-title[data-astro-cid-a5pc6xfw]{font-size:24px;letter-spacing:-.6px}}