Franchising | Qredit Brokers

Partner network

One brand. One partner network. One promise.

Qredit Brokers is a franchise network that grows with people who want to build a solid credit business. We provide brand, training, technology and access to partner institutions under the applicable binding agreements.

Qredit franchisees

Who builds with us.

I opened my Qredit office 3 years ago. The brand was already known, the back office works, and support from the central team is constant.

Carlos Pereira

Qredit Partner · Coimbra since 2021

I came from banking and wanted autonomy without losing structure. Qredit gives me access to partner institutions, continuous training and supporting digital tools.

Ana Rodrigues

Qredit Partner · Faro since 2020

Qredit's franchise model is transparent: clear commissions, no hidden fees, and I can scale the team whenever I want. I already have 2 consultants with me.

Miguel Santos

Qredit Partner · Aveiro since 2019

Consolidated brand

14 years in the market, national recognition and structured processes.

Technology and CRM

Proprietary platform. Simulator, pipeline, real-time BoP data.

Continuous training

Qredit Academy. Required IFIC certification and advanced training.

Access to some of the market’s highest commissions

A competitive and transparent commission model built to reward production, recurrence and growth.

Marketing and leads

National campaigns, SEO, qualified leads routed to your office.

Setup support

From the location to the first client — we're with you every step.

Career path

A clear path to grow from broker to team manager and reference partner.

Autonomy with structure

Run your business independently while keeping central processes, brand, tools and support.

Team scaling

A model designed to recruit, train and support consultants as the office grows.

FAQ

Frequently asked questions

What profile is needed to open a Qredit franchise?

We look for people with strong commercial drive, integrity and the will to build their own business under a consolidated brand. Prior industry experience is not required — Qredit Academy provides training and the mandatory Credit Intermediary certification with Banco de Portugal. We value local network, management ability and ambition to scale a team.

What is the initial investment and what are the running costs?

The initial investment covers office setup, equipment, training and the network entry fee. Exact figures depend on the municipality and the chosen model (owned office, coworking, hybrid) and are shared in a confidential conversation. Running costs include a monthly royalty on production, a national marketing contribution and the office's operating costs — all transparent and contracted from day one.

How long does it take to open and onboard the first client?

Typically 60 to 90 days from approved application to opening. That window covers mandatory training, IFIC certification, office setup, CRM onboarding and a local launch plan. The first qualified leads reach the office at opening, via national campaigns and municipality-based routing.

Can I be a credit manager only, without opening an office?

Yes. Qredit offers two paths: franchisee (open your own office in your area) or credit manager working within an existing network office. The manager track is ideal for those starting with lower investment, building traction and later evolving into a franchisee. Training, CRM and access to financial partners are the same in both cases.

What ongoing support does the central team provide?

Dedicated commercial support, a team of credit analysts to position cases with the institutions, legal and compliance support, national marketing with campaigns and SEO, qualified-lead generation and routing, and a proprietary platform with simulator, sales pipeline and live Banco de Portugal data. You run your business with autonomy — but never alone.

How does compensation work and when do I start getting paid?

A commission-based model with some of the highest rates in the market, calculated on production and tuned to reward recurrence and team growth. Commissions are paid monthly, after lenders settle the contracts. There are no salaries or guaranteed minimums — income depends directly on production and typically stabilises between the 4th and 6th month of activity.